RBA

Discover RBA’s stance on interest rates & inflation. Are calmer waters ahead? Insights & forecasts in this analysis Mortgage holders, take a breath of relief – the Reserve Bank of Australia (RBA) has opted to maintain the cash rate in August for the second consecutive month. Are we finally navigating smoother financial waters, or is […]

As speculation abounds about interest rates possibly decreasing in the next year, it is becoming increasingly puzzling why major banks are opting to raise their fixed rates. In recent times, the landscape of fixed home loan interest rates has been reminiscent of a rollercoaster ride, with fluctuations that have left borrowers bewildered. Surprisingly, not too

Have you been keen to refinance but told you can’t? You’re not alone. Many Australian households are currently locked into their home loans due to rising interest rates. But some banks have recently started to lower their serviceability thresholds.As interest rates have climbed, Australians have refinanced in unprecedented numbers. In fact, a record high of

Introduction At Uniko Capital, we strive to provide you with the most up-to-date and insightful information on various financial topics. In this article, we delve into the Reserve Bank of Australia’s (RBA) recent decision to implement another rate hike in an attempt to combat inflation. With our comprehensive analysis, we aim to shed light on

The RBA has left its cash rate target unchanged at 4.1 per cent — and home owners aren’t the only ones breathing a sigh of relief. A mortgage borrower with a $500,000 loan will now not have to foot another $77 in mortgage repayments come August or September — which is when an interest rate