Owning a home is a keystone of wealth… both financial affluence and emotional security.
The Simplest Way To Get Home Loans in Victoria
Uniko Capital takes out all tension related to applying for the correct amount from the right lender to the disbursement of the loan in Victoria. We are one phone call away like your midnight friend who is always up for help. Once we receive your application, our dedicated team of experts starts working according to the requirements.
We are a team of dedicated Mortgage Brokers who not only want you to get the best loan for your dream home but also make the process easy and hassle-free.
Finding the Best Home Loan Deal for You
Understanding the home loan needs?
Are you not sure what actually home loans are and how borrowing one can benefit you?
We’re going to study how we can help you borrow the money needed to purchase a house, how it can be used to raise finance against a property you already own, or alternatively used for equity release.
Basically, It can be categorized into three main areas:
- Firstly, it means that you’re opting to borrow funds in order to finance the purchase of a home.
- Secondly, it can also refer to the use of the value of your home to acquire finance for other needs such as buying a car, debt consolidation or purchasing a holiday home.
- Thirdly, you can extract from the equity you’ve created for your home in exchange for cash. This is considered to be an equity release.t
But how much funds do you need?
The ideal deposit is considered to be 20% of the total value of the home because a lower amount generally requires Lender’s Mortgage Insurance (LMI) to be taken out, and this increases total repayment costs.
Why Trust Us?
We have been in this business for long years. Whether you are a first home buyer, an investor, a constructor or a business owner, the team at UNIKO CAPITAL works to its maximum potential to get you the best home loan deal.
Time
Choices that are available in the home loan market are limitless and overwhelming, especially for the first-time buyer. With the assistance of the Uniko Team, you can easily research the subject, the lenders and their products.
Working for you
The cheapest rate does not guarantee the best deal. Our team will study your circumstances and your future plan and will recommend a home loan on the basis of that.
Having an appropriate loan which works for you can help you build your wealth.
Choice
At Uniko Capital, we have a panel of lenders from which we recommend a home loan. We are accredited by lenders to offer their products with the latest offers.
Avoid pitfalls
Many products seem to offer the best deals but they could have hidden charges, fees and penalties that are not aware of or they may lack the flexibility that you might require in future. We work with utmost transparency and trustworthiness.
Trusted and Respected Mortgage Brokers in Victoria
With Our hard work and dedication, we have earned inevitable goodwill in the industry. We are tagged as one of the most reliable home loan consultants and mortgage brokers in Victoria. We work tirelessly to build customer relationships. Because they work for often long periods of time with us, it is the best thing we can provide to our customers. Uniko capital takes pride in itself for being the all-weather friend who will be available for you at every end.
Get a Free Callback from our Team